We recently added a FAQ to our site regarding uninsured motorist coverage and claims in hit-and-run car accidents.
A: Many car accident victims contact our office asking if they have a case for a claim in a hit-and-run accident even if the driver who caused the accident is not identified. Most of the time, the answer is yes. In the state of Florida, drivers often have what is called “uninsured motorist coverage” or “underinsured motorist coverage.” While “underinsured motorist coverage” compensates for an at-fault driver’s lack of coverage if the coverage is minimal, “uninsured motorist coverage” compensates for the at-fault driver’s complete lack of coverage. In the case of hit-and-run accidents in which the hit-and-run driver is not identified, this uninsured motorist (UM) coverage from the injured driver’s insurance company comes into play.